William Fischer
Russellville
Summary
Dynamic financial advisor with a proven track record at Regions Bank, excelling in strategic planning and client education. Achieved over $5 million in annual sales as a General Manager, showcasing strong leadership and compliance skills. Passionate about mentoring teams and optimizing operations to drive exceptional results in financial management.
Overview
23
23
years of professional experience
1
1
Certification
Work History
Financial Advisor- Vice President
Regions Bank
Russellville
09.2019 - Current
- Developed tailored financial plans and strategies based on individual client needs.
- Conducted thorough analysis of clients' financial situations, including risk assessments and cash flow management.
- Analyzed investment options such as stocks, bonds, and real estate to guide client decisions.
- Ensured compliance with regulatory requirements and industry best practices for financial advising.
- Educated clients on investment principles, emphasizing market dynamics and portfolio diversification.
- Provided ongoing financial advice and adjustments in response to life changes or market shifts.
- Communicated regularly with clients through various channels to discuss financial matters.
- Reviewed existing client accounts to identify gaps and recommend improvements.
General Manager
America's Car-Mart
Cape Girardeau
10.2017 - 09.2019
- Oversaw daily operations in buy here-pay here dealership, managing sales, collections, and compliance.
- Achieved over $5,000,000 in annual sales through effective leadership and strategy.
- Consistently exceeded quarterly revenue projections by optimizing sales processes.
- Reduced inventory costs while improving quality by collaborating with purchasing agent for optimal vehicle selection.
- Enhanced collections performance from infrequent to consistent standard compliance through targeted coaching.
- Developed analytical tools in collaboration with corporate underwriting, improving application accuracy and processing efficiency.
- Implemented training programs to elevate staff performance in recruitment and operational practices.
General Manager
Driver's Edge Auto Repair
Lewisville
08.2011 - 08.2017
- Managed shop operations, including staff hiring, training, payroll, sales, and compliance.
- Ensured timely and budget-friendly completion of all repairs with a focus on safety.
- Developed inventory control processes that reduced carrying costs and minimized stock outages.
- Enhanced online reputation from 2.4 to 4.7 through customer surveys and exceptional service.
- Collaborated with Texas Department of Public Safety to maintain vehicle inspection compliance.
- Achieved exception-free audit status monthly by adhering to regulatory standards.
General Manager
TitleMax Title Loans
Dallas
09.2010 - 08.2011
- Directed daily operations of title lending business, including hiring, training, and marketing efforts.
- Forged strategic partnerships with local businesses, enhancing sales and referrals.
- Developed monthly sales targets and implemented strategies to achieve goals.
- Monitored accounts for compliance with lending and collection regulations.
- Achieved over 95% on internal compliance audits and 100% on state financial audits.
- Consistently exceeded monthly sales and collections objectives.
Director of Retail Operations
My Cash Time
Dallas
12.2004 - 09.2010
- Oversaw lending operations across three states, enhancing regional performance.
- Recruited and trained store managers, driving team effectiveness.
- Created local marketing campaigns, increasing brand visibility and customer engagement.
- Prepared monthly P&L statements, ensuring financial accountability.
- Served as liaison for corporate and store-level employees on HR issues.
- Developed SOP manuals for retail operations, standardizing procedures.
- Established new lending guidelines, funding more loans while controlling default rates.
- Designed title loan program, achieving 20% growth in retail loan portfolio.
Branch Manager
Advance America Cash Advance
Albuquerque
11.2003 - 12.2004
- Oversaw daily operations of retail lending business, encompassing P&L, compliance, collections, and marketing.
- Transformed underperforming branch into top producer within district.
- Consistently surpassed corporate earnings projections by double-digit margins.
- Achieved 98% average on internal compliance audits with no exceptions on state audits.
- Honored with Manager of the Year award for outstanding performance.
Area Sales Manager
MillSource Millworks
Albuquerque
03.2002 - 10.2003
- Oversaw daily activities of sales representatives in 30 Home Depot stores to ensure sales goals were met and compliance with company procedures.
- Increased sales by converting frequently purchased special order items to in-stock items.
- Collaborated with department heads to identify causes of inventory shrinkage and developed reduction plans.
- Conducted training sessions for sales representatives and client employees on sales techniques, product specifications, and technical applications.
Education
Bachelor's Degree - Business Administration
National American University
Albuquerque, NM05.2010
Skills
- MICROSOFT OFFICE
- Inventory
- Inventory Management
- Microsoft Word
- Operations
- Payroll
- Scheduling
- Word
- Training
- Internal Audits
- Underwriting
- Strategic Planning
- Automotive Repair
- Recruiting
- Profit & Loss
- Sales Management
- Procurement
- Pricing
- Accounts Receivable
- Purchasing
- Account Management
- Leadership
- Management
- Supervising experience
- Sales
- Spanish
- Customer service
- Mentoring
- Banking
- Loan Origination
- Loan Officer Experience
- Credit Analysis
- Quality assurance
- Microsoft Excel
- Financial management
Languages
Spanish, Intermediate
Assessments
- General manager (hospitality), 03/01/21, Expert, Solving group scheduling problems and reading and interpreting P&L statements
- Management & leadership skills: Planning & execution, 03/01/21, Expert, Planning and managing resources to accomplish organizational goals
- Sales skills, 03/01/21, Expert, Influencing and negotiating with customers
- Principles of accounting, 03/01/21, Highly Proficient, Preparing financial records according to federal policies
- Customer focus & orientation, 03/01/21, Expert, Responding to customer situations with sensitivity
- Spreadsheets with Microsoft Excel, 03/01/21, Highly Proficient, Knowledge of various Microsoft Excel features, functions, and formulas
- Attention to detail, 03/01/21, Proficient, Identifying differences in materials, following instructions, and detecting details among distracting information
- Outside sales, 03/01/21, Expert, Understanding and responding appropriately in sales scenarios, and performing common sales calculations
- Business analyst, 03/01/21, Highly Proficient, Analyzing information to solve business problems
- Customer service, 03/01/21, Proficient, Identifying and resolving common customer issues
- Data entry: Accuracy, 03/01/21, Highly Proficient, Entering data quickly and accurately
Certification
Series 7
Series 66
Life Insurance licensed in multiple states
Timeline
Financial Advisor- Vice President
Regions Bank
09.2019 - Current
General Manager
America's Car-Mart
10.2017 - 09.2019
General Manager
Driver's Edge Auto Repair
08.2011 - 08.2017
General Manager
TitleMax Title Loans
09.2010 - 08.2011
Director of Retail Operations
My Cash Time
12.2004 - 09.2010
Branch Manager
Advance America Cash Advance
11.2003 - 12.2004
Area Sales Manager
MillSource Millworks
03.2002 - 10.2003
Bachelor's Degree - Business Administration
National American University
Similar Profiles
Serena MoranSerena Moran
Software Quality Analyst at Regions BankSoftware Quality Analyst at Regions Bank
Daedra DuniganDaedra Dunigan
Mortgage Underwriter at Regions BankMortgage Underwriter at Regions Bank
Lydia RaineyLydia Rainey
Relationship Banker I at Regions BankRelationship Banker I at Regions Bank
Kirk MorrisKirk Morris
Consumer Loan Underwriter at Regions BankConsumer Loan Underwriter at Regions Bank
Claudette MillsClaudette Mills
OGP at Walmart at WalmartOGP at Walmart at Walmart